Dental Insurance & Payment Options in San Diego
Simplifying Financial Options for Your Oral Health Experience the Diamond Dental Difference
Convenient
Affordable
Comfortable
Accessible, Affordable, and Comfortable Dental Care
At Diamond Dental, we recognize that financial concerns shouldn't stand between you and optimal dental health. Our mission is to dismantle financial hurdles, ensuring you can access the dental care you deserve without stress over costs and insurance intricacies. We simplify the process for you.
From your initial consultation, our team engages with you to explore your private dental insurance benefits and present the most suitable payment options. You’ll receive a clear cost outline for your treatment plan before any procedures start, safeguarding you from unexpected expenses.
Maximize Your Savings with Diamond Dental's Preferred Provider Benefits
Choosing a preferred provider dentist like Diamond Dental means you benefit from reduced rates through negotiated deals with insurance companies. This translates to lower out-of-pocket costs for many services. It’s advisable to confirm the details of your coverage with your insurance provider.
Comprehensive PPO Dental Plan Acceptance
We proudly accept all dental PPO plans. Our knowledgeable staff has a wealth of experience in liaising with insurance companies. Below is a list of just a few of the many providers we accept:
- Aetna PPO
- Ameritas PPO
- Anthem Blue Cross
- Beam PPO
- Blue Shield PPO
- Cigna PPO
- Delta Dental (Note: We are an out-of-network provider.)
- Guardian PPO
- Humana PPO
- Metlife PPO
- Premera PPO
- Principal PPO
- Sunlife PPO
- UnitedHealthCare PPO
- Unum
*We currently do not accept HMO or medicare plans.
*If your provider isn't listed, we encourage you to contact us before scheduling your appointment.
Understanding Dental Insurance Plans
Dental insurance plans are designed to help cover the costs of your dental services. They can be complex, but our friendly team will demystify them from day one, ensuring you're not blindsided by unexpected costs.
Dental Insurance Annual Maximum
This is the cap on what your insurance will pay in a 12-month period. If you need a procedure, your insurance will cover a set maximum cost for dental services within a year. They deduct this cost from your annual maximum each time you submit a claim. Once the maximum is reached, you'll need to pay out-of-pocket for additional treatments until the next plan year begins.
Typically, basic dental services, like check-ups and cleanings, might not count toward this annual maximum.
Ortho Benefit Maximum
Orthodontic benefits usually have a lifetime cap that doesn't renew. Once these benefits are used up, they're gone for good, covering a set number of visits or procedures.
Insurance Deductibles
This is what you pay before your insurance kicks in, varying by plan.
Your First Visit
At Diamond Dental we will assess your oral health and recommend procedures. Our team will then guide you through insurance benefits and financial options.
We'll handle all insurance paperwork, maximizing your benefits so you can afford the dental care you need and want.
Company Flex Plan
We offer flex plans allowing pre-tax dollars for medical expenses, with a team on hand to assist with your dental plan and financing options.
Choosing the Right Dental Insurance
Choosing a plan involves considering personal needs, what the plan covers, group versus individual policies, family dentistry plans, network coverage, and your budget. At Diamond Dental, we ensure you have an appropriate financing plan for your needs.
Invisalign Financing Options
Invisalign patients can opt for monthly payments, and assistance with insurance forms, and benefit from a variety of payment and financing options.
Learn more about LendingPoint Invisalign Financing at Diamond Dental.
